Saturday, October 24, 2015

GTBank and FirstBank New Way of Transfers Fund, Buy Airtime & Pay For Bills Via Mobile SMS

Life is more simple and easy day by day as a result of technology, I'm sure most of us are already know our way of performing bank transactions with our Smartphones through GPRS. Now you don't even need to have browsing phone or megabytes before you can perform some bank transaction.

Irrespective of your status or phone type that you are using, you can now send instant money transfers, pay for your bills or airtime top up directly from your mobile phone by simply dialing the specified USSD ShortCode (Firstbank and GTBank Customers only). I know some people have been using it for a while, but I'm sure that it will still be a benefit for some fans who are not yet aware of it.
Image result for gtb bank and first bank

GTBank Transfer to GT Accounts
» Dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
» Enter last four digits of your GTBank Naira MasterCard to authenticate the transaction.
Wait for the transaction to be completed.

GTBank Transfer to Other Banks
For transfers to beneficiaries in other Bank’s:
» Dial *737*2*Amount*NUBAN Account No# from the mobile number registered with the Bank.
» Select recipient's bank (FBN, Access, Zenith, UBA & DBN)
» Enter last four digits of your GTBank Naira MasterCard.
» Wait for the transaction to be completed.
» You will receive debit alert once the transfer is successful.

NOTE: GTBank transfer charges are applied. The account name of recipient will be displayed for you before you enter the last four digits of your debit card. This lets you verify that you're not sending money to a wrong account.
If you're using the same phone number on your Savings and Current Account, your current account will be debited.

Also note: The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has a minimum transfer limit of N1,000 and a daily transfer limit of N20,000.
 
 
 
 
For FirstBank
» To access the services, you need to first dial *894#
» To transfer money, simply dial *894# and select 1; dial *894# and select 2 to withdraw money, dial *894# and select 3 to make purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account.
Image result for gtb bank and first bank

Note: With this FirstBank platform, you can transfer money, buy airtime and pay for your DSTV or PHCN bills.
Have you tried any this? Is it working for you?

- See more at: http://www.shelaf.com/2015/08/gtbank-and-firstbank-new-way-of.html#sthash.SlBngGy5.dpuf

Friday, October 23, 2015

How To Easily Create A Guaranty Trust Bank Account Online


Everything is going online now, Guaranty trust bank has dropped a new extension where you can create a bank account online not just apply for a saving account online or any other type of account you are actually creating the bank account online. It does not care how complex it may look, the online page will take care of it. So guaranty trust bank has made everything easy it users and new users of the bank.
Gtbank account openning onlineThe online page which Guaranty Trust Bank Call “Account Opening Web Engine” cool name:) the page is very cool as users can easily navigate through the site easily and at the end of the experience will be able to get what the want to get which is creating a new or additional account to Guaranty Trust bank.

What Type Of Bank Account Can You Create Online With Guaranty Trust Bank?

There are types of bank account which can be created with the online page provided GT bank which to me are the basic types of account available, there are also additional account which you can add to your previous account. The types of bank account that can be opened there are?
  • Savings Account
  • Current Account
  • GTCrea8 E-Savers Account
  • Smart Kids Save
  • SKS Teens Account
  • GTMAX
  • Domiciliary Account
You can see that Domiciliary account is an example of an additional account which can be created on the page. When you are opening an account don’t thinking everything is done online, you will requested to choose a branch closer to you where you can collect your bank details and other materials that will help in the smooth running of your bank account such as ATM card, Cheque books and others.

What Do You Need To Create An Online Guaranty Trust Bank Account Online?

normally the credentials that will be asked by someone opening a Savings account will be different with someone creating a Current account, so before you start creating any account, I will suggest you go through the requirements of opening the account online to avoid you getting stuck in the procedure and then realizing you have made a mistake from the beginning.  follow the link to check Guaranty Trust Bank requirements.

How To Create The Guaranty Trust Bank Account Online

After you feel you have read everything you thing will be useful in the requirement page and you have everything, then you can now proceed to opening the account proper. To start click : Guaranty Trust Bank Account page
you will find yourself in a page looking like the image below.
How to open a GT bank account online
When you are at the page, you will see that it very easy to navigate through and be able to create the account you want to create, just select the right options from the drop down menu and pick if its a new account or an additional account and then conclude this page by clicking on continue to take you to the next page.

Conclusion

The internet is just making process easier and easier, you don’t need to be going to the bank and be standing for a very long time to open a account when you can account do it in your houses and get the same result. So if you are about to open a Guaranty Trust bank saving account online or any type of bank account, try this method, it works! how to open GT bank account online.

OPENING A BANK ACCOUNT MADE EASY IN 10MIN WITH SKYE BANK

Are you tired of going to bank to open an account just because you dont have all it takes you get deprive, it over. With skye Bank Online account now easy.

Skye Flex


Account opening is now simple and flexible!.

Open a Skye Flex Savings account with your passport photograph and signature. It's that simple!

Features

  • Zero Opening balance.
  • Maximum single deposit of N20,000.
  • Maximum cummulative balance of N200,000 at any point in time.
  • Access to mobile banking.
  • No minimum balance required.




SKYE FLEX ACCOUNT OPENING

Eligibility Requirement

  • Customer should be 18 years old and above.
  • Customer should be a Nigerian.

Document Requirement

Please note that copies of the following documents are required for upload:
  • One (1) recent passport photograph.
  • Your scanned signature signed on our Signature Card*.
NOTE: No form of identification is required.

* Your signature can be uploaded by either:
A) Taking a picture of your signature signed on a paper.
B) Printing, signing and scanning the Signature card, Click Here to download the signature card.



SKYE FLEX ACCOUNT

Declaration

Important: All applicants must Read and Accept this section to proceed.

To: Skye Bank Plc (the "Bank")
.

I, (hereinafter referred to as “the Applicant”) hereby request and authorise the Bank to:
  • Open an account in my/our name and at any time subsequently to open further accounts as I/we may direct.
  • Honor all instructions/orders which may be drawn on the said account provided such instructions/orders are signed by me/us without prejudice to your right to refuse to allow any overdraft or increase of overdraft and in consideration of this, I/We agree
    • To assume full responsibility for the genuineness, correctness, and validity of endorsements appearing on all orders and other documents deposited in my/our account.
    • To be bound by the Bank's rules for the conduct of an account(s), receipt of which I hereby acknowledge
    • To free the Bank from any responsibility or liability for any loss or damage to funds deposited with the Bank due to any future Government order, law, levy, tax, embargo, or such other causes beyond the Bank's control.
    • That all funds standing to my credit are payable only in the account currency as may be in circulation.
    • To be bound by any notification of change in conditions governing the account(s) or information relating thereto directed, to my/our last known address (residential, phone number, mobile phone number, email) and any mail/information sent to my last known address shall be considered as duly delivered and received by me at the time it is delivered at the last known address.
    • That the Bank will accept no responsibility or liability whatsoever for funds handed to members of staff outside banking hours or outside the Bank's premises.
    • That the Bank's statement(s) on my account(s) shall be sent to the e-mail address indicated on the account opening form and from time to time such other information relevant to the account may be sent to the mobile telephone number indicated on the account opening form.
    • That interest will be paid on deposits in my savings account(s) at the Bank's ruling rates and subject to prevailing conditions
    • That cheque cannot be paid into my savings account and that funds can only be withdrawn from my savings account by me in person
    • That any change in my particulars provided on the application form shall immediately be communicated to Skye Bank plc
    • Not to use account(s) as a medium to convert funds belonging to other persons
    • That my attention has been drawn to the necessity of safeguarding my bank details, debit/credit card, other Bank instruments, Personal Identification Numbers (PIN), and code so that unauthorized persons are unable to gain access to them and to the fact that neglect of this precaution may be grounds for any consequential loss being charged to my account
    • That the bank is under no obligation to honour any order on my account unless there are sufficient funds to cover the value of the order and I understand and agree that any such order(s) may be returned to me unpaid but if paid, I am obliged to repay the Bank any outstanding sum on my account in addition to charges and interest accrued thereon
    • That the Bank is authorised to to debit from my account the usual banking charges, interest, commissions, and any other service charge set by the Bank from time to time
    • That in addition to any general lien or similar right to which you as bankers may be entitled by law you may at any time and without notice to me combine or consolidate all or any of my accounts without any liabilities to you and to set off or transfer any sum of sums standing to the credit of any one or more of such accounts or any other credit be it cash, cheques, valuable, deposits, securities, negotiable instruments, or other assets belonging to me towards the satisfaction of any of my liabilities to any other account or in any other respects whether such liabilities be actual or contingent, primary or collateral and several or joint.
    • To comply with all rules and regulations issued by the Bank governing the use of electronic banking services which the Bank may from time to time offer and provide to me, in order to ensure banking convenience.
  • Honour all online instruction to transfer funds from the said account to another account held by me or any other person in Skye Bank plc or to make payment for services without prejudice to your right to refuse to allow any overdraft or increase in overdraft and without liability to you for such transfer
  • All authorisations shall remain in force until written notice to the contrary is received by the Bank, signed in accordance with the mandate
  • I undertake not to use the mobile Banking facility for illegal or any purpose other than to carryout banking transactions legally allowed in Nigeria and the Bank reserves the right to stop the operation of the account if there is a breach or it reasonably suspect that there is going to be a breach of this undertaking.
  • By clicking Accept Button provided below, I unconditionally agree to be bound by the mandate as stated in this form, the Bank's general Terms and Conditions and any product specific terms and conditions, in force from time to time.

INDEMNITY

I hereby agree to indemnify Skye Bank plc in full against any action, claim, proceeding loss, expense or damages arising from this account or representations made by me in respect of this account or for whatsoever in connection with this account.
I further confirm that all my dealings in respect of this account shall not be contrary to any subsisting law or regulation in force whether in Nigeria or any other country

The indemnity contained herein shall be a continuing security for the Bank for the entire duration of my banking relationship with the Bank.
I understand and accept these terms and condition. 
  click    here    to open

Benefits

  • Attractive and competitive savings interest rate.
  • Comes with Verve debit card

MTN Data and Calls Offer - 2GB for 1.5k, 1GB for 1k & 500MB for N500


I'm pretty sure that a lot of fans really enjoyed MTN bonus of N33,600, N20,000 or N10,080, while some smart guys are still flexing with MTN to MTN calls offer by paying just N50 per week.

I wonder why MTN and Infinixmobile deceiving us by suspending the activation of 1GB for N500. It was boldly written on the Infinix Hot2 pack "Get 1GB for N500, offer available for 12months". Anyway, I can't blame them much, I'm sure that such decision was made just to stop 9ja guys from destroying their server through IMEI tweaking.

Now it is time to flex with another MTN cheap data/calls offer, you can now get 500MB for N500, 1GB for N1000 and 2GB for N1,500. This doesn't involve third part data reseller, You are to load the MTN recharge card directly to your MTN SIM, then dial simple code and your MB/GB will be activated instantly. Simply use the below codes to subscribe;

Data Offer
» Dial *567*3*1*2*1# for 2GB at N1500/month
» Dial *567*3*2*2*1# for 1GB at N1000/month
» Dial *567*3*3*2*1# for 500MB at N500/month

To Check Your Data Balance
» Dial *567*3*1*2*3# for 2GB
» Dial *567*3*2*2*3# for 1GB
» Dial *567*3*3*2*3# for 500MB

MTN to MTN Calls Offer
» Dial *567*3*4# for MTN calls for N250/week
» Dial *567*3*5# for MTN calls for N200/week
» Dial *567*3*6# for MTN calls for N100/week
» Dial *567*3*7# for MTN calls for N75/week
» Dial *567*3*8# for MTN calls for N50/week

Note that the MTN to MTN calls offer is for selected MTN SIMs, not work for all MTN SIM.

Enjoy it while it last.

- See more at: http://www.shelaf.com/2014/06/enjoying-unlimited-free-browsing-on-pc.html#sthash.gR6qQHJs.dpuf

- See more at: http://www.shelaf.com/2014/06/enjoying-unlimited-free-browsing-on-pc.html#sthash.gR6qQHJs.dpuf

- See more at: http://www.shelaf.com/2014/06/enjoying-unlimited-free-browsing-on-pc.html#sthash.HkDuiQWY.dpuf

- See more at: http://www.shelaf.com/2014/06/enjoying-unlimited-free-browsing-on-pc.html#sthash.gR6qQHJs.dpuf

Wednesday, October 21, 2015

Windows 10 Mobile: 10 Things You NEED To Know About Windows Phone's Replacement

Microsoft has already released one preview build of Windows 10 Mobile and is said to be hard at work on the next update, which is expected to land anytime in the next few weeks. The company has been fairly quiet about Windows 10 Mobile and its plans for the mobile space in general, preferring to focus on the rollout of Windows 10 proper to PCs, hybrids and laptops the globe over.
Still, plenty of people are still very interested in the platform that will one day replace the ill-fated Windows Phone.
“Gabriel Aul, head of the Windows Insider, today confirmed that his team is already testing a new release candidate internally, but no timing can provided at this point,” noted Softpedia, “as any major bug that might be discovered could push back the launch for several days. Just like the company announced last week when it released Windows 10 Mobile build 10512, the focus is now on fixing bugs and improving performance of the operating system, which could be a sign that the new platform is almost feature complete and Redmond is hard at work to get it ready for the grand debut later this year.”
“The team was very focused on our Windows 10 release for PCs and tablets, and we needed to do some prep work for Mobile to move to a new branch. I expect the builds to be out more frequently again as we go forward from here. Our major focus on Windows 10 Mobile right now is on improvements to core quality,” Microsoft said last week.
Microsoft’s hardware business is on very shaky ground, though. The Xbox One and Surface tablets are selling well, but only account for a very small fraction of Microsoft’s business -- a 10th of its total revenue according to some sources. Basically, Microsoft needs to sell A LOT more hardware, otherwise it runs the risk of becoming unprofitable, and after its recent Nokia write-down, investors DO NOT want that to happen.
With the release of Windows 10 now underway, it is almost time to see what Microsoft’s first Windows 10 Mobile smartphones will look and feel like. These handsets need to succeed because as it stands Windows Phone has less market share than BlackBerry.
"Unless Microsoft can get to hardware break-even within two years or demonstrate sufficient offsetting value elsewhere in the portfolio, we think the company should exit the hardware business," RBC Capital Markets analysts said in a client note.
The departure of Nokia from the ecosystem, Windows Phone’s only real advocate and force of innovation, was bad news for everybody invested in the struggling platform. Worse still was Microsoft’s acquisition of Nokia and subsequent billion dollar write-down on said acquisition.
Things went from bad to worse, essentially, and with the advent of Windows 10 on the horizon it was unclear where Windows Phone, or, indeed, Microsoft’s Lumia handsets, would fit into the mix, if at all. Microsoft was deliberately coy about the issue of phones, doing its usual marketing-speak when asked direct questions on the subject of what we can expect from Windows 10 Mobile in 2015/16.
But all is not as it seems. Nope! Microsoft isn’t ditching its mobile aspirations just yet – and this time it is apparently looking to take a more Apple iPhone approach with its mobile releases.
“If there are a lot of OEMs, we’ll have one strategy. If there are no OEMs, we’ll have one strategy,” Nadella said of Windows Phone's future.
More recently, news of what these handsets will entail have surfaced online. Hardcore tech-leaker, and occasional KYM contributor, Evan Blass – AKA @evleaks – reckons Microsoft will release a bunch of Windows 10 phones in 2015/16. These phones will be designed to set the bar for innovation, performance and features for other, potential Windows 10 Mobile OEMs.
Speaking to ZDNet’s Mary Jo Foley, Satya Nadella outlined A LOT of his thoughts on the future of mobile inside Microsoft. As you’d expect there has been a lot of soul searching during the past few years and this has resulted in the company taking a different approach to mobile in the future.
“If anything,” said Nadella, “one big mistake we made in our past was to think of the PC as the hub for everything for all time to come. And today, of course, the high volume device is the six-inch phone. I acknowledge that. But to think that that's what the future is for all time to come would be to make the same mistake we made in the past without even having the share position of the past. So that would be madness.”
Ideally, we’d like to see Microsoft come out with a high-end concept phone, something that shows off the true power of Windows 10. Microsoft needs to make a splash in 2015 with Windows 10. Windows Phone failed to do this during its history and Microsoft cannot afford to get it wrong again.
As for when we’ll see these handsets… no-one knows. But a release around or shortly after the release of Windows 10 would certainly make a lot of sense. And maybe ditch the Lumia name to – it drags up too many bad memories. The Surface Phone sounds loads better.
We’ve already looked at the 10 things you need to know about Windows 10 for PCs, now lets take a look at the 10 things you need to know about Windows 10 Mobile.

1) Windows 10 Mobile: Price and release date

No release date has been set yet. That’s because development of Windows 10 Mobile is running out of sync with development of Windows 10 for PCs. While Windows 10 will launch on PCs this July, Windows 10 Mobile won’t arrive until the end of this year. But the wait will be worth it because Windows 10 Mobile will be a free download for all Windows Phone 8.1 users.

2) Windows 10 Mobile: Device support

Right now the only supported phones for preview releases of Windows 10 Mobile are Lumia smartphones and the HTC One. However, by the time Windows 10 Mobile ship, expect to see plenty of other Windows phones and tablets supported. Windows 10 Mobile will support ARM system-on-chips from Qualcomm's Snapdragon line and IA-32 system-on-chips from Intel and AMD.

3) Windows 10 Mobile: Universal app system

A really cool feature of Windows 10 Mobile is that it uses a universal app system that allows devices written for Windows 10 on a PC to be easily ported to Windows 10 Mobile devices. This essentially means that any app made for the PC can run on a Windows 10 Mobile device with not much code tweaking involved.


4) Windows 10 Mobile: iOS and Android apps can be ported over

In addition to the above universal app system, Windows 10 Mobile will also make it easier for developers to port Android and iOS apps to Windows 10 Mobile. This means you could begin to see many more quality apps for Windows 10 Mobile. This is something Microsoft needs because lots of developers only make their apps for Android and iOS.

5) Windows 10 Mobile: Turn your smartphone into a PC with "Continuum"

Another killer feature of Windows 10 Mobile is Continuum. This is a feature that allows a Windows 10 Mobile device to be used as an ad hoc PC. On supported devices you’ll be able to plug your Windows 10 Mobile phone or tablet into an external monitor and plug in a keyboard and mouse and the device’s user interface will scale up to resemble a “PC-like” desktop interface.


6) Windows 10 Mobile: It’s got a new web browser called Edge

Windows 10 Mobile will include a modern new web browser called Edge. The big thing about Edge is its new rendering engine, EdgeHTML, which will make browsing much faster. Edge will also support reading lists, on-screen annotations, and extensions.

7) Windows 10 Mobile: Notifications sync between devices

Another really nice feature about Windows 10 Mobile is its ability to sync notifications between devices. This means you can dismiss a notification–say a Skype notification–on your desktop and it will also be dismissed on your Windows 10 Mobile device.

8) Windows 10 Mobile: There’s an improved keyboard

Windows Phone 8.1 has a great keyboard called Word Flow. That keyboard is sticking around in Windows 10 Mobile, but it's gaining some improved features. Now you can resize the keyboard to better fit your fingers and even move it around the screen anywhere you want for the placement that makes the most sense for your hands.

9) Windows 10 Mobile: There’s also a new photos app

It seems everyone is getting a new photos app this year (ahem, iOS, Google). Windows 10 Mobile is no different. The new photos app will allow you to sync your photo library across devices and will automatically enhance your photos and create albums for you.

10) Windows 10 Mobile: The Lumia Camera app is becoming the default camera app on all Windows 10 Mobile phones



If you’ve got a Lumia phone already, you’ll know about its excellent Lumia Camera app. Well that camera app is becoming the default camera app on all Windows 10 Mobile devices. That means all Windows 10 Mobile devices will have a camera app that takes auto-HDR shots, offers 4K video recording, and takes Dynamic Flash snaps (the same picture with and without flash

Tuesday, October 20, 2015

MULTIPURPOSE DATA PACK WITH HIGH SPEED INTERNET SERVICE PROVIDER GLO

newPACK
Our variety of data plans ensure you get the best value at your own preference. Our data plans range from daily, weekly, monthly and Flexi plans to Blackberry Plans including plans for Blackberry 10 devices.
We offer much more data volumes for much lesser prices. We also provide a self care data management portal, the High Speed Internet (HSI) portal where you can view your data usage, share data, buy data and gift data, available at http://hsi.glo.com.
Click hsi.glo.com to learn more about specific plans as well as manage subscriptions (Applicable to mobile devices Using the Glo Bolt Internet service).

Plan Details
Data Packs
Data PackPrice (N)Opt In Code
1 Day PackN50Dial *127*14#
3 Day PackN100Dial *127*51#
7 Day PackN200Dial *127*56#

BECOME A MASTER ON PHOTOSHOP

In this course, you will learn how to use the worlds most popular graphics and photo editing software. This training is designed for the absolute beginner, and you will learn Photoshop from the ground up, with no prior experience required. This photoshop tutorial course breaks down the features and tools of Photoshop into easily understood parts, increasing your ability to unders

www.skillshare.com/classes/design/Mastering-Adobe-Photoshop/1024149907?discount=FREE

don't waste this opportunity now that the discount is free...............
Read more at http://www.sulfera.com/710/become-a-master-in-photoshop-in-few-hours#ZOIQExtIueHoUm7W.99

Free Logo Creator Software

Image result for jeta
Today i would like to share with you a simple and effective logo creator that i have been using to create logo for my personal use for sometime now. I know most of us are not that good in Adobe Photoshop, So we find it difficult to create a logo without paying someone else to design one for us.

So here comes a logo creator that has over 200 templates that you can edit and change easily. its so easy that you can create a logo in less than 5 minutes.
The funniest thing about it is that its less than 8mb in size. I know you would be asking if its really good, To be honest, its good.

Anyway you can give it try and drop your testimonial.
Download Here : www.jeta.com/logos/free.php
Read more at http://www.sulfera.com/762/free-logo-creator-software#oCFuJSF4DRBOqwDF.99

Download Internet Download Manager Full Version With Crack Files

Image result for idm
Internet Download manager or IDM is the most popular download manager in the world. This software is a paid software and cost around $30 but if you are strapped for cash and you need to get the full version working, then you need to get it with the cracked files..

This software can increase download speed up to 5 times faster. The latest idm downloader version is 6.21 build 1. This version is well compatible with windows 7 x64 bit and 32 bit.

Lets share the cracked files with you...



Requirements -

Any version of windows OS 7 (32 / 64 bit) or 8 (64 / 32 bit).
512 MB Ram.
20 MB free space


There are some awesome new features is added and improved, most important ones are-

New support for latest chrome, Firefox and skymonkey update versions.
Better performance in video downloading sites. Like YouTube, Metacafe a and other flv sites.
The IDM Site Grabber is better than ever.


Now are you impressed? So you should try the latest version. Now learn how to use idm files and upgrade to full version. The process is also a very easy one. just Follow the steps below..

If your system already has id installed, whether it’s free version or showing fake serial keys, you have to uninstall it first.

How to install it..............

* Use full remove option and it will require a reboot.

* After rebooting install idm in the setup folder. Download link below...

* Now go to crack folder and copy idm file to “C:\Program Files\Internet Download Manager” for 32 bit windows. “C:\Program Files(x86)\Internet Download Manager” 64 bit windows versions or look for the internnet download manager folder in yourr hard drive..

* Open it and paste the copied cracked files into the folder... this will replace the original idm file.. Choose copy and replace to replace it....

* The final step is to run the ran Reg files. Choose either the 32 bit or 64 bit that goes with your system. Double click to run, and then hit yes> yes > ok.

The latest version of the idm is cracked now. Enjoy

Download Links for IDM files and crack is at... www.4shared.com/rar/UFeb2BvWce/idm1Fcfd.html..

Enjoy IDM